Life Prep for Homeschooled Teenagers, Third Edition: A Parent-Friendly Curriculum For Teaching Teens About Credit Cards, Auto And Health Insurance

“A parent-friendly curriculum for teaching teens about credit cards, auto and health insurance, managing money and becoming debt-free while living their values.”

Review Quotes:

Reviews from the First Edition of Life Prep for Homeschooled Teenagers

“Both because of the content and the design, I think homeschoolers are likely to find this one of the most practical and important resources for high school.” Cathy Duffy, author of 100 Top Picks for Homeschool Curriculum

“I highly recommend this book for anyone with older children. While I am doing this with my daughter now at age 16, it would certainly be a beneficial study for 14- and 15- year-olds as well. Actually, I’m hoping I might learn something.” Terri Miller, Staff Writer – The Old Schoolhouse Magazine

“Life Prep for Homeschooled Teenagers is an amazing resource designed for those preparing to leave home.” The Virginia Home Educator

“I can tell you that by using this book as it is intended you will save your children much future grief…. Barbara Frank has put together a clear, helpful guide that covers more than I had thought of myself, in putting together a list of what our teen needs to know before she sprouts feathers and flies the nest.” Eclectic Homeschool Online – www.eho.org

Table of Contents:

Preface to the Third Edition. 7

Introduction – What is Life Prep for Homeschooled Teenagers?. 9

The need . 11

The genesis . 12

The components . 13

The themes . 14

How to use. 15

How long does it take? . 17

Work or College? . 20

Instructions for Parents of the Work-Bound Teenager. 24

Instructions for Parents of the College-Bound Teenager. 28

The College Application Essay Project. 33

Reading List . 38

Books About Living . 40

Resources About Living . 45

Books About Financial Freedom . 46

Resources About Financial Freedom . 49

Books About Investing . 50

Books About The Working World . 52

Project List . 54

Borrowing Money, i.e. Debt Projects. 56

The Debt Penalty Project . 59

The Debt Calculator Project . 62

The Financial Freedom Project . 68

The Student Loan Project. 80

Bank Accounts & Credit Cards. 84

The Checking Account Project . 85

The Debit Card Project . 88

The Bank Safety Project . 92

The Credit Card Project . 95

Living Expense Projects . 102

The Rent Project . 103

The Food Expense Project . 106

The Utilities Project . 109

The Budgeting Project – Part 1. 111

The Budgeting Project – Part 2. 113

The Mortgage Project . 115

The Insurance Projects . 120

The Car Insurance Project . 124

The Health Insurance Project. 126

The Car Projects . 130

The Car Purchase Project . 132

The Car Loan Project . 135

Bringing It All Together . 139

The Tax Project . 142

For Parents . 146

Part-Time Work for Teenagers . 147

Answers to Project Questions. 153

Appendix A – Book List . 155

Appendix B – Your Money Or Your Life essay questions 157

Publisher Marketing:

Life Prep for Homeschooled Teenagers is a parent-friendly curriculum for teaching your teens how to live as morally and financially responsible adults. The book includes instructions for customizing the curriculum for all teens, whether they’re work-bound or college-bound.

This third edition is completely updated and expanded, and includes six new projects to prepare teens for a life of managing their money with a goal of financial freedom. A new section, “Work or College?” helps you determine if your teenager is “college material,” and explains how to help your teen find the careers that have the best prospects in the new economy.

Step-by-step projects (requiring minimal preparation by parents) teach your teens about debit and credit cards, health insurance, taxes, debt (including student loans), budgeting and many other subjects they’ll face once they’re on their own. Reading and writing assignments review the principles your teens need to get along with family, friends and coworkers, and to live their values in their personal and work lives. This book is a compilation of all the practical things you wish you’d been taught in high school. Now you can make sure your teens are ready for life “out of the nest.”

Contributor Bio:Frank, Barbara
Barbara Frank homeschooled her four children from birth through high school. She is a writer, editor and former newspaper reporter whose work has appeared in Focus on the Family Magazine, The Old Schoolhouse Magazine and Wisdom Family Magazine (Alberta, Canada). She has a B.S. in Journalism from the University of Illinois at Urbana-Champaign. Barbara Frank’s Web site: http: //barbarafrankonline.com